Individual Tax Returns Online

Individual Tax Returns

W-2 employees, families, students—simple to complex. Transparent pricing and year-round help available through membership.

Federal + state e-file

Itemized deductions (Schedule A)

Education & family credits

Marketplace (1095-A) & HSA (8889)

IRS Third Party Designee with memberships

What’s Included

Federal + 1 state return (e-file)
W-2 wages (any employer)
Standard or Itemized deductions (Schedule A)
Education credits (1098-T) & student loan interest (1098-E)
Retirement / SSA / Unemployment (1099-R, SSA-1099, 1099-G)
Marketplace health (1095-A) & HSA (Form 8889)
Refund direct deposit setup

Self-employment income (Schedule C)
Rental real estate (Schedule E)
Investments with sales (1099-B), incl. crypto & capital gains
K-1s (partnerships/S corps) and foreign disclosures
Multi-state filing

All items above are within the scope of an Individual Form 1040. Pricing tier varies with complexity—see Individual pricing.

Free Simple Filing

Income below the standard deduction (by filing status)
W-2 income only (1–2 W-2s)
Optional small 1099-INT/DIV
1040 + 1 state • e-file

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For simple W-2 filers under the standard deduction. Excludes dependents/EITC/ACTC, unemployment, HSAs, self-employment, investment sales, rental, K-1.

Basic Return

$119+

W-2 income (any number of W-2s)
Dependents & common credits (CTC/EITC)
Unemployment income (1099-G)
Retirement income (1099-R) or Social Security (SSA-1099)
Federal + 1 state • Secure portal & e-file

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Standard Return

$149+

Everything in Basic
Itemized deductions (Schedule A): mortgage interest, property tax, charity, medical
Education credits (AOTC/LLC) & HSA reporting
Marketplace health (Form 1095-A) reconciliation
Bank interest & dividends (1099-INT/DIV)

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Add-ons may apply for extra states/complex items.

Premium / Complex

$179+

Everything in Standard
Self-employment (Schedule C) / gig income (1099-NEC/MISC/K)
Rental real estate (Schedule E)
Investments with sales (1099-B), incl. crypto & capital gains
K-1s, AMT considerations, and multi-state filing

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We’ll confirm scope before work begins.

Membership perks

$20/mo (W-2): 3 Qs/mo, quarterly 15–20 min call, W-4 checkups, refund tracking, IRS Third Party Designee.

$40/mo (1099-only): 5 Qs/mo, monthly 30–45 min call, quarterly estimates, deduction coaching, up to 5 Forms 1099 included (NEC/MISC/K); $40 each additional, IRS Third Party Designee.

Need something not listed? We can quote add-ons case-by-case so you only pay for what you need.

Document Checklist (All Parties on the Return)

Upload securely in the Client Portal. Do not email sensitive documents.

Identity & Direct Deposit

Driver’s License or State ID (front & back) for each filer
Social Security cards or ITIN letters for filer, spouse, and dependents
IRS IP PIN letter (if you have one)
Bank info for refund/deposit (routing & account)
Prior-year AGI/PIN (for e-file identity verification, if available)
Any name/address changes since last filing

Income Documents

W-2s from all employers
1099-NEC / 1099-MISC / 1099-K (contract, gig, platform income)
1099-R (retirement/pensions), SSA-1099 (Social Security), 1099-G (unemployment or state refund)
1099-INT / 1099-DIV / 1099-B (interest, dividends, brokerage)
Schedule K-1 (if applicable)
Crypto gain/loss reports or CSVs (if applicable)

Deductions & Credits

Mortgage interest (1098), property tax, charitable receipts
Education: 1098-T (tuition), 1098-E (student loan interest)
Childcare provider statement (name, EIN/SSN, total paid)
Medical expenses (if itemizing)
Educator expenses / adoption docs (if applicable)

Health Coverage & HSA

1095-A (Marketplace); 1095-B/1095-C if received
Forms 5498-SA & 1099-SA (Health Savings Account), HSA contributions

Self-Employed / Side Income (if applicable)

Income summary (by client/app/platform)
Expense list by category (mileage, supplies, phone, internet, etc.)
Mileage log (start/end odometer or app report)
Home office details (sq. ft. office vs. home, rent/interest, utilities)
Platform statements (e.g., 1099-K monthly summaries)

For 1099-only memberships: up to 5 Forms 1099 included; $40 each additional.

Estimated Taxes, Extensions & Prior-Year

Estimated tax payments made to IRS/state (dates & amounts)
Extension payment confirmations (IRS/state)
Prior-year return PDF (helps with carryovers and state items)
Any IRS/state notices received (letter numbers if available)

Dependents (if applicable)

SSN/ITIN and birthdates
School/daycare records or Form 1098-T (if college)
Proof of residency if requested (lease, school or medical records)

Security Items (if applicable)

Identity theft PIN or notice from IRS/state
Fraud alerts or prior data breach letters relevant to your tax records